Best Crypto Savings Account: How To Save Money On Crypto

Crypto saving accounts

Best Crypto Savings Account: How To Save Money On Crypto

What are the benefits of saving your cryptocurrency in an account that pays interest? You don’t have to worry about losing money if you make a mistake when trading crypto. This is because it’s stored in a safe place, not on exchanges. If it goes up or down, at least you’re still earning some interest.  Money in savings accounts is usually just sitting there earning interest while they could be making a profit if invested elsewhere. Your crypto assets should never sit idle!

We have hand-selected the top cryptocurrency saving accounts that pay more than 1% APR return on your investment with no minimum balance to start

Can Bitcoin be used as a savings account?

Cryptocurrency can be used as a savings account in the same way that traditional currency can. There are a number of benefits to using a cryptocurrency savings account, including security, convenience, and potential for growth. Cryptocurrency savings accounts are becoming more common, and there are a number of different options available. These accounts provide an automated way to grow a crypto portfolio over time, making it easier for people to get started with investing in cryptocurrency. They are an on-ramp for getting people to deposit their USD, CAD, AUD, and GBPs and convert them into a crypto savings account.

Interest rates are important in financial markets because they bridge the gap between people who have surplus assets that they can’t use and the people who need the assets because they have productive use. In this way, interest rates help to allocate resources efficiently in an economy. Bitcoin has been seen as a potential savings account due to its high-interest rates, which can be as high as 10%.

Are crypto savings accounts safe?

Crypto savings accounts are a relatively new development in the world of cryptocurrency. They work in a similar way to traditional savings accounts, but they offer investors the security and convenience of holding their funds in cryptocurrency. One of the key benefits of using a crypto savings account is that it allows you to take advantage of price appreciation and depreciation without having to sell your coins. However, as with any financial product, there are risks associated with using crypto savings accounts. It is important to do your research before choosing a platform to invest your money.

When it comes to saving money on crypto, it’s important to look for a provider that uses cutting-edge technology. The technology stack on the savings account is crucial, as is the way the funds are stored. Is the provider keeping your funds in a hot wallet or a cold wallet? Do they have a multi-signature authentication feature? In case of defaults, how are they going to return the funds to you? Make sure you ask these questions before signing up with any crypto savings account provider.

Best Crypto Savings Account: The Best Cryptocurrency Savings Account


BlockFi is a company that offers high interest rates on Bitcoin, Ether, Litecoin, USDC and GUSD. They have raised over $350 million in funding from major VC funds and are quickly becoming a leading player in the crypto world. To date, BlockFi has offered high yields to crypto investors with less than 5 Bitcoins. However, investors with more than 5 Bitcoins will only earn 2% interest on their deposited Bitcoins. This is still a good option for those looking to grow their Bitcoin savings, but it may not be the best option for those with a large holding.


Linus is a crypto-based savings account that looks and acts like a high yield savings account. Linus offers an interest rate of 4.50% APY on your crypto stash, generates interest by lending your assets to borrowers via smart contracts, and has no withdrawal restrictions. Linus is a cryptocurrency savings account that is based in the United States. It is available to investors all over the world. Linus offers a high yield on deposits and has no minimum deposit amount.

Outlet Finance

Outlet Finance is an account that doesn’t require a lot of knowledge about specific cryptocurrencies because it only pays interest on US dollars. Users deposit dollars and earn dollar-based interest.

Cryptocurrency lending company Outlet Finance is a great way to invest your money. The only wrinkle is that your dollars are being lent out to buy Ethereum and other cryptocurrencies. However, right now the company advertises interest rates of up to 6% on US dollars. So, if you’re looking for a stable investment with a good return, Outlet Finance is a great option. Outlet Finance is a highly recognized name among crypto savers across the world. It is backed by the renowned blockchain solution company Consensys, which makes it a credible and reliable option for those looking to save their cryptos.


Gemini is a cryptocurrency exchange founded in 2014 by the Winklevoss twins. It allows users to buy, sell, and store cryptocurrencies such as Bitcoin and Ethereum. Gemini also offers a Gemini Earn feature which allows users to earn interest on their crypto holdings. Gemini is one of the most popular cryptocurrency exchanges, and it offers a Gemini Earn program that pays interest on deposited funds. The interest starts accruing at 4 p.m. ET on the next business day after the funds are transferred to Gemini Earn, and it is paid daily. Gemini is also one of the more secure exchanges in terms of hacks, being based in the United States, and it is free from FDIC protection so far.


Coinbase is a digital wallet and crypto savings account that allows you to store different types of cryptocurrencies. However, they offer interest on only US Dollar Coins (USDC) which is a stablecoin pegged to the US dollar. This means that you can earn interest on your investment simply by storing it with Coinbase.

Coinbase is a digital asset exchange and wallet service that allows users to buy, sell, and store Bitcoin, Ethereum, and other cryptocurrencies. Accounts are free to open and the minimum deposit is $10. Coinbase also offers a host of other features such as merchant tools, a mobile app, and more. Coinbase is a digital asset exchange company headquartered in San Francisco, California. The company provides a platform for businesses to accept payments in cryptocurrency. It also operates a digital currency wallet, GDAX, and has been involved in various controversies. Coinbase was founded in 2012 by Brian Armstrong and Fred Ehrsam. advertises some of the highest interest rates on the market, but in order to achieve these yields, you have to purchase tokens and lock them up for three months. This is a specific example, but there are other companies that have similar policies – make sure you read the terms and conditions before signing up! is a website that provides information about cryptocurrencies and blockchain technology. They offer a $25 USD signup bonus for new users. Their goal is to make it easy for people to understand and use cryptocurrency and blockchain technology. was founded in 2014 as a cryptocurrency company. It has offices in the United States, Europe, and Asia and offers a variety of services, including cryptocurrency trading, wallet services, and investment plans. The company has partnerships with exchanges around the world to provide its users with the best service possible.


YouHodler is a crypto-fiat financial services platform that offers a wide range of services, including, but not limited to, borrowing and lending. The platform intends to help investors take advantage of cryptocurrencies without having to actively trade them. It implements some innovative strategies to boost returns, making it an ideal platform for those who like to tweak things and see what works best.

YouHodler is not just a savings account, but also an exchange for trading cryptocurrencies. Additionally, YouHodler offers two interest rates: variable or fixed. This means that users can choose the interest rate that best suits their needs. YouHodler is a crypto-based savings account that offers users high yield interest rates. In addition, YouHodler also allows users to withdraw their earnings at any time without penalty. YouHodler is available in English and Spanish.


Hodlnaut is a Singapore-based crypto lending and borrowing platform that offers different investment products, including an Interest Account and Corporate Loans. Hodlnaut offers high-interest rates on its products – up to 8.3% – and allows for weekly withdrawals of your deposited funds. Hodlnaut is one of the leading platforms for investing in cryptocurrency and provides users with various investment options, making it a great choice for those looking to invest in this asset class. Hodlnaut is a licensed financial institution that offers loans starting from $50,000. The company is certified by the Singapore Fintech Association and is currently undergoing license application under the PS Act 2019. This means that Hodlnaut can offer tailored loans to fit the client’s business needs.

Celsius Network

Celsius Network is a cryptocurrency savings account that offers high-interest rates with no minimum deposit amount or restrictions on withdrawals. This freedom to get high interest on your own terms without penalties or restrictions is an attractive feature of the Celsius app. Celsius Network offers great rates and bonuses for those who invest in their proprietary coin. They are currently offering a $20 bonus in free bitcoin when you sign up using a promo code.

The Celsius Network is a global consortium of more than 60 partner institutions from around the world, including major universities, national meteorological agencies, private companies, and non-governmental organizations (NGOs). Their goal is to improve data sharing practices within weather and climate research, promote transparency in scientific publishing, increase collaboration between researchers across disciplines, and build capacity among scientists working on weather and climate issues.

The Celsius Network is supported by the Alfred P. Sloan Foundation, CERN, Climate Impact Lab, and the German Research Foundation. They have released several reports on data sharing issues in weather and climate research, including a report on data quality in global land-based temperature observations (Celsius Report 2018), a report on data sharing practices within the World Weather Attribution project (Celsius Report 2017), and a report on improving transparency in scientific publishing (Celsius Report 2016).


Nexo is a company that offers high yields on US dollars and some of the highest rates on crypto currencies. They have been in business since early 2018 and are headquartered in Switzerland. Nexo does not clearly disclose how much you have to invest to achieve the highest rates of return, but they offer 36 USD in NEXO for new customers.


Ledn is a Canadian company that offers crypto-backed loans and interest. They work with BitGo, one of the largest crypto custody companies in the world, to protect customer assets. Genesis Capital is Ledn’s financial partner, and they lend out the deposited funds to businesses and individuals. In turn, Ledn pays customers interest on their deposited funds.

You can currently get up to 12.50% on USDT and 6.10% on BTC. Ledn offers competitive rates for new and returning customers, so it’s worth checking out if you’re looking for a good place to store your cryptocurrency. The best part is that there is no minimum deposit or maximum deposit- so it’s perfect for both new and experienced cryptocurrency holders. Additionally, Ledn updates their interest rates on a regular basis so you can be sure you’re getting the best return on your investment.

Can You Make Money With A Crypto Saving Account?

A crypto saving account can be a great way to make money if you are patient and choose the right platform. USDC is an excellent asset to hold under the right circumstances, but it is important to do your research before investing in any platform. Cryptocurrencies are a new investment, and as such, they come with an enhanced risk profile that doesn’t exist with government-backed fiat currency. This means that there is always the potential for a sharp decrease in value if demand drops. However, crypto saving accounts offer high yields, so you may be able to make money if you time your investments correctly.

Crypto saving accounts are a relatively new development in the world of cryptocurrency, and they have the potential to generate significant profits if you know what you’re doing. By depositing your money into a crypto saving account, you can allow it to grow at a faster rate than if it were just sitting in your regular savings account. In addition, many crypto saving accounts offer features that allow you to trade cryptocurrencies without having to use an exchange. This can be a major advantage for those who are looking to make money off of their investment.

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